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killmetruck t1_j24jjve wrote

You have been rejected for the loan because you don’t make enough money to pay for your expenses plus the loan. The best idea is probably to publish your budget here to see where you could cut expenses and getting a second job.

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throwaway63637228 OP t1_j24munr wrote

Only expenses I have currently are basic utilities, mortgage, insurance, and car payment. Already cut the rest out.

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killmetruck t1_j24mz18 wrote

Could you move further out, get a roommate, or move in with family?

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throwaway63637228 OP t1_j24njcn wrote

I've looked into trying to get a roommate, problem I've run into so far is no one else wants to actually pay rent. They all want to live rent free. Ridiculous.

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