Submitted by elena20054 t3_10pps0j in personalfinance
BouncyEgg t1_j6lr490 wrote
You can have AU listings removed from your credit report fairly easily so I really would not worry about this too much.
Dollar amount of utilization matters less than the utilization expressed in % of available credit.
And the bigger factors are going to be history of on time payments.
So, again, I wouldn't worry.
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