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Various-Training-603 t1_j6ov353 wrote

I opened up a Roth IRA and put in a lump sum in dec 2021 (terrible timing, I know), and now I wished I would have done DCA to minimize risk.

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TyrconnellFL t1_j6p251j wrote

Yes, that sometimes happens. This is about averages. On average, if every year you DCA, there are more years that you’ll feel like you missed out than years that you’ll kick yourself.

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