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meepsandpeeps t1_j6fznr1 wrote

Personally, I would decide what amount you would be comfortable with in savings. Once you hit that number, pay down the car loan. We have a certain amount we keep in savings at all times. If we use it for something like in your case flights, we would take the next however many pay periods to build it back to our number then go back to the other goals. Hopefully that makes sense.

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julianorts OP t1_j6g1cv5 wrote

this sounds like a good idea. So say it’s $10k, if I’m above $10k I can put whatever extra towards the car. If I spend any on flights or emergencies, I should pay the minimum car payment and save until I’m back at $10k, before returning to paying extra on my car. Is that kinda what you’re saying?

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meepsandpeeps t1_j6g6evn wrote

Yep, that’s it!

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julianorts OP t1_j6g933s wrote

I’m gonna try this :) I only have about $700 to save to get back up there and then I’ll start doing extra on the car!

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