While the interest rate on the LOC is high, you have a significant life event coming (congrats about that!) and that has to factor in here.

If it were me, I would absolutely pay off the credit card today to stop some of the bleeding. I'd keep a chuck of the savings in place for emergencies and just in case before your child arrives.

Then, when you have your child home and things are settled, your budget is known etc. then you can make adjustments you are comfortable with and perhaps run at the debt again. You've got this.

As you look to pay down debt, dont forget to keep the car payment on the list too. The sooner you are without high interest debt, the better off you are.

Best wishes to your growing family, wishing you health, peace and prosperity!