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time_wasting_student t1_j6o0ijy wrote

Your remaining income per month is more than 90%+ of others in the US have as pre-tax income per month.

You can afford just about anything. The question is, should you? Would a $25k sedan from Toyota that will last 15+ years meet your needs? If so, would it be worth saving the rest of your money instead of using it for a more expensive car

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ThrowawaySF__ OP t1_j6o1i2z wrote

Truthfully, I'd like to get the nicest SUV I can.

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time_wasting_student t1_j6o1rh8 wrote

Well price it out, see if you have cash on hand to afford it.

If not, see what your monthly payment estimate would be, does it fit within your budget?

Yes? --> cool

No? --> consider something cheaper

I doubt you'll find anything outside of your budget, tbh but that doesn't necessarily mean it's a financially wise decision.

You do you though.

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