rouge171 OP t1_j6oepdl wrote on January 31, 2023 at 7:36 PM

Reply to comment by GaylrdFocker in Credit Score dropped 30 points because they choose the day after I used my credit card to report credit utilization? by rouge171

I pay it off every two weeks when I get paid. I guess I need to game the system to make it look like I don't use my credit card by waiting to pay it off until the night before they report?

GaylrdFocker t1_j6p17be wrote on January 31, 2023 at 9:54 PM

Yep, every 2 weeks means you are going to be before the statement some months and after the statement some months with one of the payments. Yes, find out when your statement posts and pay it down before that day.