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MapsAndRivers t1_j6mu3cd wrote

I don’t have flood insurance but you know what I think you’re right. I’m not calculating PMI. I didn’t even think that it was included in escrow. I thought my payment was made of four parts: payment, interest, PMI, and escrow. I didn’t know PMI was added into escrow.

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DirtyRugger17 t1_j6pgtst wrote

If you're sure you don't live in a flood plain fine, but they will buy it for you if you are. If you're not sure and think it may be possible I'd double check.

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