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meamemg t1_j6ia80x wrote

If you file separately you will likely pay more in taxes. Your tax guy can tell you how much more. It would then be up to you to decide if it is worth it to get lower student loan repayments.

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agjjnf222 OP t1_j6id0jj wrote

Yea that’s what I’m thinking. Because do income driven payment plans change each year? For example if we File joint next year then her payment would again change ?

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meamemg t1_j6id3sy wrote

Probably. You'd need to look into the terms of the particular program you are signing up for.

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