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Liquidretro t1_j6o1eqq wrote

A $25k car on a net income of $35k is a ton of car overall. The monthly payment amount works because it's a 5+ year loan. Most of us around here suggest you should stick to a 3 year loan or less to "afford" a car.

Do you want to plan to live with mom for the next 5+ years while you pay off this car?

A car in the $10-15k (pushing it) range would be a lot more appropriate long term. Many experts recommend your total transportation cost should be 10-15% of your income. It's guidance, not perfect in all situations but should give you a better idea of where you should be https://www.investopedia.com/how-much-should-i-spend-on-a-car-5187853

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