Submitted by MountainMantologist t3_10fjmfu in personalfinance
Hey gang, a few years ago I opened ROTH IRAs for both me and my wife. I don't recall how it happened but somehow I invested $5,999.97 in one of the accounts that first year and ever since it's haunted my OCD mind when I look at our budget spreadsheet. After three years of maxing out both IRAs our total investment is not $36,000 but rather $35,999.97.
Can I contribute $6,500.03 into one of our accounts this year? I know the limit is $6,500 but since taxes get rounded to the nearest dollar I figure it's OK.
TL;DR: want to contribute $0.03 more than the annual limit to a ROTH IRA account for reasons