Explain, please? Many of us are now used to paying for things with debit cards. I have one that rebates 1% of my purchases each week. Debit cards are processed through the credit card systems (they all have either Visa or MasterCard logos). You can’t take debit cards if you don’t take credit cards.

I don’t keep enough in my bank account to qualify for ATM fee waivers or rebates. And my bank, which used to not do this, now charges a fee on top of the fee a foreign (I.e., not part of the bank’s network) ATM charges.