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forgottentaco420 t1_iwvlmfd wrote

Reply to comment by Expensive_Forever_56 in How rampant phony license plates are being used to get away with crimes in Philadelphia by AbsentEmpire

This happened to me too, two summers ago. Except my car was completely totaled and I had a concussion and neck injury. 18 year old boy with a car full of friends ran a red light on market street going 50mph and t-boned my car that I had JUST bought. My partner came and took all his information, the police came two hours later. He called me two days after (my mom helped submit the claim for me because I was concussed and I guess it got back to him) and told me that he doesn’t actually have insurance anymore and threatened me if I took him to court it would be “pretty bad” for me. People are actually real pieces of shit.

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justanawkwardguy t1_iwvux7m wrote

I hope you went ahead and took him to court

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forgottentaco420 t1_iwvv7fo wrote

I did not 😔 I wasn’t sure it would be worth taking an unemployed kid to court or if I’d actually get anything out of it.

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[deleted] t1_iww4s1l wrote

[deleted]

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Fattom23 t1_ix0pvux wrote

That's true for injuries (which the OP's coverage would have covered through the first-party medical benefits first). PA doesn't have uninsured Property Damage coverage; that would go through the OP's Collision coverage (with a deductible, of course).

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justanawkwardguy t1_iwvw15k wrote

I’m not sure if you’d actually get anything, but it would teach the little shit to be more responsible and not try to intimidate people after he makes mistakes

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forgottentaco420 t1_iwxw6by wrote

Where this is true, I was in a very bad place financially at the time of the accident because my hours got cut at work, I lost my car and three weeks of work so I didn’t have the money to take a kid to court to teach them a lesson. In a perfect world, trust me I would have.

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