Thanks for the replies. I do realize most home warranties aren't worth it, however, I did benefit from having one this past year. Now I'm going into a new year with a few major appliances at the end of their lives. These appliances are covered (up to 3k) under 2-10s plan. If any one of them would fail this year, the warranty would more than pay for itself. At $550, it was worth the risk of not using. At $940, your recommendations of dropping it become more logical.