I can. It’s a goddamn nightmare. Many of the coverages provided only handle active backups into the home. Homeowners will tell you the basement is not your home. Extra coverage from the gas company will tell you it’s only the line from the exterior wall to the sewer and only covered in case of an active backup. Home warranty will only cover if the pipes are accessible, as in not behind any walls. All three of them will point fingers at each other and send their own cheapo plumbers to tell you it’s not covered.

Hire a claims adjustor, find a reputable plumber and learn about HELOC at your bank of choice. Hope for the best but prepare for the worst. Plumbing and sewer is notoriously hard to be handled by insurance. If your insurance company offers a ton of riders for plumbing and sewer - pay for them and cover your ass.