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RumpleCragstan t1_j9kzekl wrote

>Are the Canadian Venmo/Cashapp alternatives tracked like other banking?

In Canada we have eTransfers which are directly moving funds from one bank account to another, via email or text messages. It's all done within the bank apps, so yeah I imagine it's fully tracked.

As a Canadian I'm completely unaware of any 3rd party apps that move money around without tracking. Stuff like that typically ends up being done via crypto.

eTransfers are ubiquitous for money, there's zero competition.

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Zygomatical t1_j9njwqj wrote

That's the standard in New Zealand too, is it not possible in the US?

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Shrouds_ t1_j9qr7d1 wrote

2-3 business days - source: trying to close my Chase account since I opened a credit union one and I’m still waiting on my money to transfer (my chase account is at zero now) to my new account 2 days later.

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