A counter-argument for the "we are too lucky for it to be a coincidence" : remember that there is always one person that wins lottery, and that person is incentivized to start believing in God or try to find higher meaning, even in the situations of pure coincidence.

In other words, we should expect the lucky ones to start doubting. While this doesn't prove anything, I think I would Occam's razor my way out of that argument guys.