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S3ndD1ckP1cs t1_jdwy155 wrote

Reply to comment by Xbot391 in How much money saved is the ideal amount to withstand the transition from our economy now, through the period of mass AI-driven layoffs, to implemented UBI? by Xbot391

Generally if you’re young, at least 25 years worth of cost of living expenses in a diversified portfolio of low-cost equity funds earning at least the U.S. market average of 8-11% annually.

When you’re living off of this, try to keep withdrawals at or below 4% of your portfolio’s value each year.

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