The vast majority has almost no money saved, and owns almost nothing. You have listed options for the top 1%. If that's what it takes, then the general population is doomed.
The economy resides on the premise that everybody needs money and that they can survive with money aquired by working. If this is not possible for 80% of population, money will no longer have value. If the vast majority has a survival problem, guess what, everybody has a problem.