I would take a page out of the peppers handbook, and store essentials, and get as self sufficient as possible.

Even after ubi is implemented, it could be very shitty.. maybe it only give you the bare minimum.. or any number of things.

Buy a house in the countryside, learn to grow and store your own food long term, purchase solar panels or some other power generation technology, that isn't reliant on the grid, and have a clean source of water.

Best way to weather the storm, isn't to save dollars, it's to save actual physical goods.. money in, say, an economic collapse (which is very likely considering the amount of chaos which will ensue from millions losing their jobs overnight) is worthless. You could have a million dollars, if I think it's got no buying power, I won't be trading you my chickens for it. Lol.