That's like saying that the criminal isn't fully to blame for committing a crime that the government made so easy to do.

C'mon, you HAVE to see that, right?

And you're acting like banks didn't have control of legislation to deregulate themselves. Phil Gramm, a Republican Texas senator, AND Bill Clinton, were largely responsible for getting Glass-Steagall repealed and later deregulating derivatives. Gramm is now towards the top of UBS now, benefiting from that deregulation.

This wasn't "the government". This was the banking industry who as a whole, spent money for lobbying to get the industry deregulated. The government was a tool to do that and the banking industry was largely responsible for it.

I, as well about a hundred million others were directly affected, either losing their homes, their 401k's dropping half their value, or other financial disasters that left us all worse off than when 2008 hit. This orchestrated event was a culmination of decades of planning by the financial industry and rests solidly on their shoulders.

I'm aware the government is broken in a way that can't be easily fixed, but I'll never forget the details of my financial ruin or the people responsible.