>believing you are covered, then discovering it's useless.

i can believe that i'm a snake whisperer. it doesn't mean it's true.

>If your employer had you paying into a health care plan then you later discovered it was smoke and mirrors, you would be screwed, yes. How in the world would that be your fault?

my brother in christ, I do pay into my employers health care plan and it is smoke and mirrors. this isn't me being screwed or anything. this is me living in America where health insurance is a profit driven business. Also, my employer health care plan doesn't cover me once I'm no longer employed by them.

there are no victims. this is the system that we live by in the US. i'm not sure if you're here or what, but we aren't the victims. we vote for the people who design these laws. there were major presidential candidates (well, one) that ran on universal healthcare, and the US overwhelmingly voted for the guy who specifically said he would VETO any universal healthcare bill. this is the system, by design, not a surprise.

you're acting like you see an advertisement that says "Best pizza on the planet!" and feel screwed when it's, shockingly, not the best pizza you have ever tasted. saying stuff like your health matters to us and blah blah is marketing - ie smoke and mirrors, and yes, that is how the US health system is run... if you believe everything you read in an advertisement, you are going to have a bad time here.