$95K. A mortgage payment on a $450K condo is like $2600 a month on today's interest rates, or over half my take home pay - and that assumes 20% down. That's not even counting taxes and condo fees. Single family homes in suburbs within 30 miles of Boston is the same deal too.

My salary is good money but what kills me is being single. You need dual $100K incomes to even come close to qualifying for a mortgage on a property in the neighborhoods you mentioned.