What this brainlet you are responding to doesnt seem to get is that an employer holding vital healthcare access over your head like a carrot on a string is the issue. People are compelled to stay at shitty jobs because they have healthcare, despite the fact that they get paid like shit and have poor working conditions. If employers didnt have to provide healthcare to employees, they would have to pay their workers more and improve working conditions to retain labor. Employer provided healthcare is just another means of control. Additionally, people should not go into crippling debt just because their employer provided healthcare doesnt cover certain things. This dude's pull yourself up by your bootstraps argument is fucking stupid.