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aquarain t1_j190261 wrote

Some banks make money off of mortgage originations. Somebody buys a house and they write the mortgage and get a healthy spiff. Then they turn around and sell the mortgage before the ink is dry and make bank.

No mortgages, that money is gone. When mortgage rates go up as fast as they have there stops being new mortgages. When they go up higher than they have been for a decade the refinance mortgage business completely halts.

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