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brock_lee t1_ixqystg wrote

In the US, health insurers are required to cover a screening colonoscopy for free, over a certain age. Note also that in the US if you get one of those home testing kits which indicates you need a colonoscopy, that colonoscopy is not considered a screening colonoscopy, it is diagnostic, and is subject to your insurance copays and deductibles.

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DorisCrockford t1_ixrf2um wrote

Our insurer sent us testing kits, but instead of saying "This is your insurance company, we're sending you free testing kits," they pretended to be our doctor. Called several times purporting to be such-and-such medical group, which I've never heard of. I'm fine with non-invasive cancer screening, but I'm not fine with being lied to.

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mrlazyboy t1_ixr5sbq wrote

I got a diagnostic colonoscopy - cost about $3600 out of pocket after insurance.

I learned that in NY, your insurance company is required to pay their negotiated rate even if it’s less than what the medical provider charged. Cost me an extra $2k for that alone.

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IBeTrippin t1_ixtk7xe wrote

Hmm, no, my insurance paid it. Nothing out of pocket on my end. But I admit that's probably not true of all insurance plans.

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[deleted] t1_ixr0epy wrote

[deleted]

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Lotsofnots t1_ixr77g2 wrote

They are testing for minute traces of blood, not whether the poop is human... Also in the UK we get them for certain age groups every 2 years. Any screening, diagnostics or whatnot is free at the point of care

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