Depends on the district, to a degree. I have a friend who is now a 2nd year teacher with a BA. She got in with a district that pays on the higher end. Massive work-load, she's K-8 special ed. I believe starting salary for her was a little over $51K, good benefits package and the ability to do her masters course work and have the district pay. She works a side gig as a server once a week brunch shift, job she's had since high school, solid tips there. Studio apartment, no roommate. I don't think she'd say she's sacrificing much, I think she'd say she pretty much does the things she wants to do. Last summer the district offered her a summer school gig but she turned it down, which tells me something about her budget situation.