Or you keep the bond part of your portfolio in something like 25% long bonds and lock the 3.5% in the 10 right now and 75% t-bill and then as the fed keeps getting to 5% you continue aggressively transitioning from the short end to the long end, I would already go beyond 50% of the portfolio if you actually get 4%. You know, as the pros are doing. I'm not of course but that's only because I don't like money