On your point number one. US business is organized, legalized corruption. The fairy tale is that business, like restaurants and real estate, deserve high profits because they took risks. Hey, if something happens, like a pandemic, they could lose it all!

Something happens, like a pandemic, and we see how business is pushing government to act in a way that punishes regular people, but which saves the formerly courageous investors.

If you have enough money, you have enough power to use the government to reduce risk. And we would call it corruption if this editorial was written in Argentina to pressure their government to save real estate businesses