In fact, change is always difficult or weird in the beginning. If it was natural, you wouldn’t need a change.

You realistically shouldn’t be adding bonds at that point unless you’re trying to retire early, but it all depends on what the market looks like at that point in time. If we are back to a low interest rate environment we saw for the past decade, no, you absolutely should not add bonds. If things are at 5-6% or higher on the 30 year, it would be a little bit better. It also depends on how much you have and how much you need to retire. (Above your goal, then it’s ok to take some risk off the table)