Are you serious? There's nothing personal about this, I'm telling you why there is no "both sides" to this, and I don't care about winning arguments. Is that all you ever try to do?

It seems like you make arguments personal by trying to offer stories I'm supposed to sob about or something

LOL big copium here

>my bank account my tenants' bank accounts had to cover the charges

Say it correctly. You don't pay for shit, your tenants do. Everything. You would not choose to be a landlord if you did not make a profit, and as a landlord you have no revenue source other than your tenants' rent. Therefore all expenditures for maintenance and mortgage are paid for by your tenants' money, not yours.

Quite frankly, I think when they've paid the entire amount of the landlord's mortgage (and they have certainly seen rent increases over 25 years) and they don't even get the house, the landlord should be their bitch and let them do what they want in the house.

>A lot of small landlords do it to help pay their retirement

Most people fill up their 401k's and other retirement by working and not simply taking from other people's retirement who did work. You should get a job and cut back on those starbucks lattes, McMansions, or whatever you're blowing your tenants' money on that's causing you to not have retirement money.

>Without them, people new to this country or just starting out would have no stable place to live

Lots of countries have public housing for this purpose lol. The houses are already built, which you didn't have a part in. You just make it harder for the people starting out by taking as much of their income as you can get away with to enrich yourself. You make all housing more expensive by hoarding huge amounts of supply and creating artificial scarcity, which increases the rent you can extort but makes it harder for them to ever buy a house. You aren't doing them any favors either when you're always raising rents to ""market rate,"" a euphamistic phrase for a made up number set by landlords that increases every year for no reason other than that you can. Of course, you know all this.

Also, you and I both know these people haven't been "starting out" for 25 years unless what you really mean is "private landlord has been holding them down for 25 years." You also know you aren't helping anyone nor are you trying to. You said it yourself that it's purely a business, one that's appealing because it's one of the few businesses where you make money not doing anything productive or producing products or services of value. It's pure laziness and greed while profiting off a business model that has as much legitimacy as that of ticket scalping.

They've been paying 100% of the landlord's mortgage and maintenance for 25 years. Too bad all that equity goes to the deadbeat landlord instead of them. They can't save because they're forced to hand it over to someone who doesn't work at all.

Also a cat does not cost $1500 in damages a year. Even you know that's bogus

>You always have the option to go buy your own place

They would but landlords are hoarding half the housing and causing prices to be artificially high.