Are you measuring absolute sketch or is this normalized for Baltimore?

HomeServe exterior line coverage is 100% worth it. My main exit line developed a hole, let your imagination run wild with that. Filed a claim, guy came out with an endoscope and found the hole, his company evaluated options, and within something like three weeks my drain was fixed, all covered by the policy.

Edit to add: as far as I can tell this insurance works the way insurance is supposed to work, by pooling risk. You look at it and wonder how they don't get killed by adverse selection, and I still sorta wonder that considering that it's not compulsory. But if you step back and look at how we finance fixing a city full of 100-year-old drains, the answer is everybody pays $10/mo and we fix them as they break.

Top answer right here, I most certainly do not want to be doing the legal math in my head in the moment.

I've felt for a while that the city basically needs to be placed into receivership, which immediately forces the question of who should administer it. And apparently our entire system of government says it should be federal prosecutors, by the least efficient mechanism imaginable. So rolling that into their life satisfaction strategy should probably go in op's todo pile.

You have to figure strippers have a pretty good read on what other people think of them and incorporate that into their life strategy.

She'll have my vote.