I only know about FHLBanks from the monthly bond offerings I see from my broker. Is this part of the issue? It seems like a lot of big names in financial services industry are dealers for FHLB debt securities.

I would assume many of them would oppose any changes that make the debt offerings less attractive to people looking to buy fixed income products.

I think you're asking the wrong questions. What are your long term career goals and how does the new job help you get there compared to the existing job?

Overall, if you're in your 20s, it's better to get a move on every 24 months or so until you get to a place that have opportunities that align with your long term goals.

If they are cheap tires from a long established US, European or Japanese brand? Sure. Firestone, Bridgestone, Cooper, Goodyear, Continental, Toyo, Pirelli, Nokian, Michelin, BFGoodrich, Uniroyal, Yokohama are all ones I would consider.

If they are from a company you've never heard of, in particular from Asia, then no. The issue isn't so much that it's automatically inferior. It's that if there's a massive problem it on the US distributor to fix it. Most of the lesser known brands have small distributors in the US that lack the financial reserves to stand behind the products. Or, if they did cause death or serious injury there may not be anyone for you to sue.

Generally speaking major life events shake things up. Kids, marriage, restlessness. My friends that didn't have kids had epiphanies in their 30s that they can't take the money with them. The friends with kids wanted to spend to give the kids a better life than they had.

What states do voting the best? And what are the things they are doing to make it that way?