If you expect to do an infrequent withdrawal I would avoid a CD, or at minimum keep what you may need to withdraw outside of the CD. While you could open and close with a no penalty CD it’s probably not worth the hassle and you may open and close at a bad time and get a worse rate.
DaBlackMamba89 t1_je8fta0 wrote
Reply to High-yield savings account - Which type of Ally should I open? by clong55
If you expect to do an infrequent withdrawal I would avoid a CD, or at minimum keep what you may need to withdraw outside of the CD. While you could open and close with a no penalty CD it’s probably not worth the hassle and you may open and close at a bad time and get a worse rate.