How much do you have for a down payment?

If you’re making $20k/month, and your expenses are low I agree you are rich.

I’ve seen people who make $50k/month and are poorer than poor. They are flat broke because they spend spend spend.

I’ve also seen people who make $5k/month and have tons of money because they are frugal and smart with their money.

Sounds like you’ve got the best of both situations.

Filthy rich? Do you have a high income or a high net worth?