Right, but this still misses the point. There's a risk of dying in a car crash when you drive and there's a risk of dying in a bicycle accident if you decide to ride your bike instead, but you're only ever taking on one of those risks at any given time. One risk completly REPLACES the other, depending on the decision you make.

Covid however, is an ADDED risk in addition to every other decision you make daily. Sorry if I wasn't being clear.

That's a strange way to view risk assessment considering covid and driving aren't mutually exclusive. Covid became an ADDITIONAL risk on top of any other risks occurring in your life. Should I drive? Or walk? Or fly to my destination? Those risks are related and increasing one reduces the other.