I’m in CA so there’s no added tax benefit to me

Thank you so much for you input! I did consider a 529 but neither my husband or I went to college and we make more than most of our college educated friends…From what I understood, 529 can be used for private school or trade school also but our trades had free apprenticeships so a 529 scares me as it may be unusable. Of course my kid may want to go to college but I’d rather have some sort of investment acct we can freely take from to pay for it in that case. I’ve never looked into CDs so maybe that’s an option to just go for now? I’m ok if I have to move the money every few years, I just don’t want to have to be on top of it month to month.