Cops are no different from everyone else

Life in jail for a phone call sounds reasonable 🤷🏻‍♂️ 🤦🏼‍♂️

Supply & demand. Everyone wants a house but not enough are available + not enough sellers.

Also, the cost of a house. Property, concrete, yard, wood, appliances, dry wall, lighting, flooring, every single piece of the house cost x amount and when added together equals a larger price.

houses in new england are made of wood. If the price of wood goes up as much as it did during covid (because our lumber comes from canada and borders were closed) the price of a house will greatly increase.

My advice is to do what i did and buy a multi family and rent out 1 or 2 units while living in the one remaining. You can use that projected income as a boost to what you are approved for. I was approved for 250k for single family and 500k for a 3 family. Big difference. My 3 unit is collecting $2500 in rent and i pay $300 plus water / sewage / taxes on the rest. In a couple years i will repeat the process and in about 5-8 years use all 6 rents to pay for a single family. I would not recommend starting* with a single family.