>You also have $200 million in liabilities, so at this point your net worth has not increased.

It's not about the networth if you read what I typed. It's about having these assets without paying taxes first.

>The good news is that a lot of construction workers, boat builders, and airplane builders have jobs.

So your logic is that they get a pass because $20M of the $200M goes to the worker? Or did you assume the workers get $200M of the spending? Did you factor that the workers for yatchs and planes aren't in the US?

Say I have a start up. Series C funding is valued at 3 billion dollars and I own 1/3. I use my stock to secure a credit line worth $250M at the prime rate, and I go and buy 10 houses, a yatch and a plane. I haven't sold anything, but I have $200 million in assets without paying a single dollar in taxes. Why am I able to access it and spend as if I paid taxes on that? Cherry on top is that the stock is still in my name, if Series D makes my stock value 5x, not only did I spend the money, but I'm worth more.

Explain where is the "fair share" here?

I have more scenarios on how the rich avoid taxes, if you like to engage more.

I'll take you up on this, comrade.

If the only options are "We want Billionaires rich so we can eat the crumbs" or "We want Billionaires poor so we can all suffer" then there is merit in choosing to eat crumbs. We're proposing a third option for Billionaires to still be rich and pay their fair shares of taxes. Why is this a red herring?

No we want the mass populace to be richer and billionaires to pay their fair share of taxes.

No, if anything we lose more. Usually this comes with a recession and job cuts which we are seeing now.

No one gained it, its just "on paper". It works as the same principle as a house. My house when I brought it was 280k, it peaked at 500k so technically on paper I gained 220k. Now it dropped to about 420k and I lost on paper 80k. No one gained the 80k I lost.

Yea, you're need to mortgage your house. No one is giving you 50-100k unsecured, short of pooling 3-5 cash advances on CC.

You want unsecured credit line? How much are you looking for?

Your house is already stupid cheap monthly and you're barely getting by being the sole income source...and you're asking if you can afford a new home?

Mine is part of workplace plan through optum Bank for NY wife and associated bank for me.

Do you have an eligible plan to participate in HSA?

It's listed in your documents when you sign it. Typically it's 75%-78% LTV for them to remove it.

It's for any healthcare cost and some selective surgery like lasik that you can pay for with tax free funds. Also depending on your FSA riles the unused money may be lost if you do not spend it all in the calendar year.

Get your promotion first before you buy. Don't buy in anticipation of getting a job.

Stick to the 20/4/10 rule. 20% down, no more than 4 years finance, and all car relates cost are less than 10% of income.

Let your money that's currently down in the S&P, grow.

Why did it fail?

Without reading the article I think they're saying something like this:

If you invested $100 and it dropped 10% it becomes $90 and if next year it went up 10%, you'll be at $99. Some people would say that is a wash in percentage growth but overall you're down $1.

Timing the market never works so your second best option is to be consistent and invest over time.