NWSiren
NWSiren t1_itaclbp wrote
Reply to comment by auntiepink in Many countries have a "hidden welfare state" for incumbent homeowners, as governments subsidize homeowners through the tax system. The homeownership welfare state is strongest in the US and other Anglophone countries, but weakest in the Scandinavian countries. by smurfyjenkins
One thing to know about FHA and VA loans is that they can also be assumable - meaning if the new buyer qualifies and the lender agrees, the buyer can get the loan with interest rate if the original loan (something very desirable in this market if it was created in the last couple years where rates were even under 3%). Conventional loans are not assumable.
Another perk of the FHA and VA loan products (although paying mortgage insurance through the life of an FHA loan rather than it going away like PMI after 20% down is a cost).
NWSiren t1_j8zu8ux wrote
Reply to Globally, the total cost of energy for households has likely increased between 62.6% and 112.9% since Russia invaded Ukraine, say international researchers. An additional 78–141 million people worldwide could be pushed into extreme poverty as a result of these increases. by MistWeaver80
Love having establish hydroelectric where I live, barely a blip when it came to my bill.