Omniwar

Omniwar t1_j2apioe wrote

For what it's worth, the Goodyear credit card offer OP is describing (most likely) applies to GY tires purchased at TireRack too. For me it was a $75 base manufacturer mail-in-rebate which was bumped up to $150 if I had the goodyear credit card. Not worth burning a credit card slot for $75, obviously, so I just took the base mail-in-rebate.

+1 on buying online and having the tires shipped to an independent installer though. Much cheaper than the dealer and better service than the big shops i.e. Firestone/Discount Tire/Pepboys

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Omniwar t1_j2anb7r wrote

What do you envision paying with your checking account? It's one thing if your study abroad is in a developing/cash-based economy, but if for example it's somewhere in Europe or most of Asia you can use a credit card for 99% of transactions. It's of course nice to have a small amount of cash on hand, but in amounts that a 3% transaction fee isn't worth the hassle of setting up a new account.

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Omniwar t1_j2aloxo wrote

I would recommend using a 0% FTF credit card if you can. The extra layer of protection offered by the credit card is very helpful when you're in a foreign country and have a higher likelihood of getting scammed or having the card be lost/stolen. Assuming you'll be traveling during the downtime between classes, the insurance on rental cars, plane/train tickets, lost luggage, etc. may come in handy too.

There's tons of 0% FTF cards with no annual fee but Capital One and the Amazon Prime card come to mind if you don't have an extensive credit history yet.

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Omniwar t1_iyezzbq wrote

If your credit is actually zero I think it's unlikely you'll be approved for a co-branded airline card from a major bank or have high enough of a credit limit to purchase international flight tickets on. That said, it's a great idea to use a credit card for the trip since many offer 0% foreign transaction fee and another layer of purchase protection.

I personally prefer straight cash back cards instead of airline cards since it doesn't lock you in to a particular company and it's easier to get rewards when you want it, but it's ultimately up to you.

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