You can’t buy snow tyres. You can, however, buy ‘winter’ tyres that are optimal for temperatures <=7c.

Can you at least spell 'paedophile' correctly. Pedophile is a person who loves potatoes!

2k deductible? That's a *lot*. Our family deductible is zero. The PPO plan is $500.

Maybe, maybe not. I've used the NHS extensively, here's some of the differences I like here:

- don't like my GP? I can switch, easily. In the NHS - forget it. I'm stuck with a potentially lousy fucking GP.

- Referrals - done within a few minutes at my GP office. NHS - it took *30 fucking days* to get a referral from my GP to a BUPA specialist.

- Specialists - the quality of care all depends on the foundation (region). You can _not_ go outside it. Period. Here - I could go from the Lahey network, to the Emerson one if I had a PPO, and if on HMO I could change my GP to one in that network. Done.

It's all about perspectives. People in the UK think the US system is fucking horrendous, but they've *never* used it in anger. They just hear the shit stories mostly from junk states. Is private healthcare, primarily funded by employers, a good system? Fuck no - but the other alternative isn't all sea and roses.

&gt; I can't get that control with an HMO.

Of *course* you can. You just need to a) get a referral [super simple!] and b) ensure the GP refers you within the network of doctors / specialists you wish to see. Do you have some super complex issue that only one or two specialists can treat? Doubtful.

In Mass, there's no need to be on a PPO. In junk states, such as down south and some in the mid-west, for sure..but here? Come on...

Also - you pay $150 PER WEEK? Fuck are you doing? Get back on that HMO (!)