We are frugal for the most part. Limit going out for meals 2-3x a week.

No cell phone bill (its on a family business plan)

Average $150-200 weekly groceries

40/month total for gym membership

Gas: $65 week (will go down due to my lack of commute)

Car insurance for both of us is $144/month ($1728 annually)

Any budget idea/recommendation?

Well it's the whole degree in her field that allows her to make the jump. the degree is more like a training program (think Dr. residency), where she gets trainings hours etc. She needs to have graduated and have that credential before, I believe this is the industry standard.

Pretty confident. it would be with her current company most likely, but it's a niche field and very in demand