No, it’s a DD from a payroll processor. 1) I looked at the deposit name that clearly says the processor 2) I saw when she had changed the accounts on her payroll system. That’s why I’m confused as to why I’m having this issue. She has never had an account with Chase, her checking is with a (a larger, national) Trust Bank.

Yes, she’s been doing this since I was 18. I’m 21 now. I see a lot of responses saying that wouldn’t have been possible, but between my sister and i, she’s technically been doing this for years into accounts we opened as adults. Never been an issue until now 😖