I’ve cut all my credit cards and cancelled all recurring charges on my credit cards already.

Also my credit score is also at 689

So even if I do a debt consolidation which would reduce my monthly payment by $600 a month and stoping the monthly investment, it still won’t be enough? I should also be getting another source of a one time payment of $11,000 within 8-9 weeks hopefully as well after double checking.

If I stop my investments and focus on one of the unsecure loan to pay it off faster would that help? Because the unsecure loan with a payment of $585 a month will be paid off in 9 months

It’s was during Covid when I was out of job for 1 years and moving expenses for another job that I got after a year.

Also, the verbal agreement of $600 a month was after she filed for court which was $850 a month.

If I pay $657.85 a month for 48 months, that’s a total of $31,576.80 and if subtract that from $22.102.94 that totals to $9,473.86 extra after 4 years correct?