TA010122

TA010122 t1_j2b5toh wrote

Though you are getting 100k+ on paper, you might be looking at significantly lower pay based on your tax slab and deductions. Regardless, go for max retirement by using all options you have - 401, Roth; emergency savings based on your current cost of living and possible future expenses (renovations, new house, new city); 529 for the kiddo(s); life insurance and disability insurance for you - this is a must if you haven’t had one. Sure, you are here and getting a huge pay check, but if something unfortunate were to happen to you and reduce or completely stop your pay, then you family needs to be taken care of.

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TA010122 t1_j2b5114 wrote

If you are happy with the pay, then don’t waste your current opportunity to spend time with family and enjoy that flexible schedule. Unless your situation changes to a paycheck-to-paycheck anxiety raising level, you should hold on to the current job as long as possible.

People that don’t have flexibility are (likely not going to get it in their current job) looking for jobs that offer some modicum of flexibility. Think this through, have a heart to heart and keep your options open.

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