Werewolfdad
Werewolfdad t1_jeh3nsy wrote
Reply to comment by Mekaiyo in How to adjust W4 to take less taxes out? by Mekaiyo
You don’t input numbers on the w4. The irs calculator gives you a pre-filled w4 at the end.
Werewolfdad t1_jeh2wkn wrote
Werewolfdad t1_jeh2sox wrote
Reply to $20k tuition payment - instinct is to pay in full, upfront. Should I pay monthly instead and keep dedicated funds in a money market account? by Visual-Working813
What is the cost to spread the payments out?
Is there a discount for paying in full?
Werewolfdad t1_jeh2qz4 wrote
Reply to How to adjust W4 to take less taxes out? by Mekaiyo
The irs calculator gives you a form to use
Werewolfdad t1_jeh2k44 wrote
Reply to comment by echisholm in Roll over or convert? by echisholm
> Roth 401(k) to Roth IRA has a conversion cost? I did not know.
Nowhere in your post does it say it’s a Roth 401k. That’s just a rollover.
(Any employer contributions would need to be converted however)
Werewolfdad t1_jeh0wf4 wrote
Reply to Roll over or convert? by echisholm
Do you have the cash to pay the taxes on the conversion?
Is this a high income year? If so, what worst time to convert
Vesting schedule isn’t a factor
Werewolfdad t1_jegz0gv wrote
Reply to comment by Kal-sal2748 in Economy, recession, depression by Kal-sal2748
Doesn’t matter if it’s in a bank or your dresser.
Just loses value faster in your dresser
Werewolfdad t1_jegx21o wrote
Reply to Economy, recession, depression by Kal-sal2748
What does “taking money” mean?
Werewolfdad t1_jegwcv9 wrote
Reply to My salary is 24k a year by Imm-BlackRose
No. Under $30k is poverty in most parts of the country.
You can make more working fast food in a lot of MSAs.
Werewolfdad t1_jegiiya wrote
Werewolfdad t1_jegfl1k wrote
Reply to Investing in my 403b Late by OneGalacticBoy
Just max it out from now on. Live off your savings if you have to
Start here: https://www.reddit.com/r/personalfinance/wiki/commontopics
Werewolfdad t1_jegez09 wrote
Does your lease have an early termination fee or allow for subletting?
Werewolfdad t1_jeg8xg5 wrote
Reply to comment by Highwayman1717 in Tricky Retirement Shuffling as I try and jump jobs by Highwayman1717
The former.
Werewolfdad t1_jeg1tar wrote
Reply to comment by Highwayman1717 in Tricky Retirement Shuffling as I try and jump jobs by Highwayman1717
It doesn’t matter
Werewolfdad t1_jeg1cg2 wrote
Reply to comment by Highwayman1717 in Tricky Retirement Shuffling as I try and jump jobs by Highwayman1717
Get ahead of what?
Werewolfdad t1_jeg0t9t wrote
Reply to comment by Highwayman1717 in Tricky Retirement Shuffling as I try and jump jobs by Highwayman1717
The four grand is in your new checks
Werewolfdad t1_jeg0dja wrote
Reply to comment by Highwayman1717 in Tricky Retirement Shuffling as I try and jump jobs by Highwayman1717
That doesn’t matter. If you’re paid less frequently you just get more money in each check
Sounds like you need to buy three dozen eggs and you’re agonizing over buying three dozens or two packs of 18 when it’s the same price
Werewolfdad t1_jefz2l0 wrote
I don’t understand what you’re asking. Pay cadence doesn’t matter unless you’re living paycheck to paycheck
Werewolfdad t1_jefv8bp wrote
Reply to How long would I need to keep money in a money market fund (SPAAX) before getting the full month's portion? by PotatoWriter
Interest accrues daily and is paid monthly
There’s no playing cute games with it
Werewolfdad t1_jeftcdi wrote
Reply to I use a BoA promo to transfer a loan to my CC for 0% interest. How does it work to use my CC for other purchases? by greenejs
> Will those purchases get my regular interest charged since I’ll be carrying an amount month to month?
Yes
Do not ever use a credit card to which youve r transferred a balance
Werewolfdad t1_jefh8rt wrote
Reply to comment by maccc095 in CD vs T-bill what’s the best move? by maccc095
Start here: https://www.reddit.com/r/personalfinance/wiki/commontopics
Purpose drives options.
Come up with a purpose for those funds and you’ll get better advice
Werewolfdad t1_jefh2xu wrote
Reply to How do I do tax treatment for startup option exercise that resulted in a full loss? by nsharma2
Did you realize the loss?
Did you get a 1099-b?
Werewolfdad t1_jefggol wrote
Reply to When can I withdraw from Roth IRA ? by bepis49
You can withdraw your contributions at any time, tax and penalty free
Werewolfdad t1_jeh494z wrote
Reply to comment by Visual-Working813 in $20k tuition payment - instinct is to pay in full, upfront. Should I pay monthly instead and keep dedicated funds in a money market account? by Visual-Working813
Then there’s no quantitative reason to pay it early