Right most banks do... infact most my cards or loans send a reminder that the payment is coming out before the due date and after its gone through. I also have a seperate email account thats strictly for bills so i don't even have to sort through them in my primary email.

Everything already mentioned is good advice. The only thing I can think of outside of whats been suggested is increase your income with a side gig like doordash or try to get a part time job temporarily.