There probably is, but that's not fixing the problem. You'll start getting really good at knowing how much you make and then keeping a running total in your head on how much you've spent... until you mess up and then over draft. Or until you think you've only spent half of it for four weeks in a row, finally look, and realize you have $20 left in the account.

You need to control your habits. You need to save for something big and have that be important to you, or you need some real world consequences. Maybe your parents need to charge you rent, maybe you need to pay for your cell phone bill yourself. Maybe you need to start buying your own groceries.

If you just leave the house with this same type of problem, even if you get a $75k/year job you'll be here posting about how you blow $3000 a month on DoorDash and shopping with the girls and going out at night or something.

I get that living an "easy" life and spending is fun, but you need to change who you are and how you think about money vs just trying to make it harder to spend.

What's the cost to break the lease and leave early? If it's something cheap ($1,000 or one month's rent or something) then you might want to talk to them and say it's worth the cost to you to move if they can't come to a better agreement. If you're on the hook for the full 15 months no matter what... well why would they lower the price for you?

You needed to buy in 2023 for the new credit. Hopefully you got a good deal on the car.

Tesla has been offering $7500 off if you take delivery before the end of 2022 likely because they saw sales drop off a cliff as people starting deciding to wait three or four more weeks for the new credit to kick in... did GM offer any great deals to move inventory?