I use to be an insurance agent in NJ and PA. There's no state fee or anything they're paying that would change your rate.

The insurance company themselves raised the rates in the state and then told you it's a 'state rate hike'. They did this to try to make it sound like somehow the state itself is to blame, instead of the company itself, which is an absolute lie.

They're trying to make you think the change is across all companies in the state. It is not. It is very much intentionally deceptive, and I would find another company. If they'll lie about that, who knows what they'll lie about when it comes time to pay your claim.

You must be living under a larger rock than that snake

No idea what you're even trying to say. Try not being so subtle and just scream something about trump so we know you're a moron without wasting any more of our time.

I'm not entirely sure about the drivers permit test, but I did the motorcycle permit test a few years back. In the back of the handbook, there were like 50 multiple choice practice questions. When i took the actual test, it turned out to be the exact same questions.

Yep, and if you are actually spending the interest instead of letting it compound, inflation is going to make that 25k worth less and less as time goes on.

You should be, plus it's a Friday. If you survive it, you'll be changed.